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Fleet Credit Analyst

Job Highlights
Aurora
Permanent
$100,000

About the Opportunity

  • Manage an assigned queue of fleet accounts and adjudicate credit submittals for truck fleet, coach and construction transactions
  • Support dealers, customers, and the District Financial Managers by providing timely credit underwriting on dealer or DFM credit submittals
  • Perform loss analysis projections on customer fleet transactions
  • Review Fleet financial statement data and other credit information to generate assessment and conclusions
  • Approve credit submittals and document credit approvals in writing within delegated credit authorities and in accordance with established company's credit policies and guidelines
  • Present files outside of delegated authority to Canadian, North American and Executive Credit Committees
  • Negotiate changes and present to legal for review and approval
  • Prepare and negotiate priority agreements and release of lien waivers on fleet customers and present non-standard requests to legal for review and approval
  • Ensure accurate and complete documentation, security perfection and insurance on credit files prior to funding sign-off
  • Interact extensively with the sales force, dealers, and customers to effectively negotiate transactions and communicate credit decisions in a timely manner
  • Participate in the various system enhancements ensuring testing compliance and acceptance in accordance with operational requirements
  • Travel on occasion as necessary to meet with current and perspective fleet customers
  • Assisting in the development and implementation of retail credit programs
  • Effectively utilize pricing tools and T-Value to facilitate and negotiate revised deal structures
  • Provide support and back up on scorecard transactions, syndication activities and workouts as required
  • Provide support and back up to the other Fleet Analyst as needed
  • Perform sundry administrative duties as delegated by Credit Team Leader

About You

  • Undergraduate degree in Business Administration, Finance, Accounting or Economics or related field
  • Strong credit background with 3 to 5 years of experience in mid to large ticket commercial credit adjudication preferably with experience in the equipment finance industry (trucks, buses and construction equipment)
  • Captive Automotive Finance industry experience is an asset
  • Proven record of achievement in structuring commercial transactions in an asset-based lending environment
  • Prior experience in utilizing T-Value and Microsoft Office products
  • General knowledge of Business, Customer Service, Credit, Legal, and Vendor Management is necessary
  • Excellent English verbal and written communication skills
  • Ability to work independently, exercise sound business judgment, possess strong organizational and negotiation skills and have the ability to manage multiple transactions in a fast paced, demanding environment
  • Senior level of understanding on financial statement analysis and the calculation of key financial ratios
  • Strong presentation skill
  • Strong problem solving and analytical skills to arrive at quality decisions
  • A thorough understanding of security documentation related to loan and lease transactions
  • Strong understanding of basic security perfection procedures including a basic level of understanding of both the PPSA and the register of personal and movable real rights (“RDPRM”) registration requirements;
  • Bilingual written & verbal communication skills are an asset
  • Proficient MS office including MS Excel, MS Outlook and MS PowerPoint
  • Must have a valid driver’s license with a clean driving record
  • Ability to work within and in support of a team environment

Salary

$90,000 - $100,000/year

 

How to Apply

Click the “Apply Now” button and follow the instructions to submit your resume. Please note that we only accept documents in MS Word or Rich Text formats. When referencing this job, quote #29201.

 

You must currently reside within the Greater Toronto Area and be permitted to work in Canada to be considered for this opportunity. A recruiter will be in touch with you if your profile meets our client’s requirements for this role.

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Fleet Credit Analyst

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